Author Archives: Mary Kelly

About Mary Kelly

Mary Kelly is a retired community college professor, a licensed real estate broker in the states of Florida and Georgia, and a writer. She has three masters' degrees and is an avid reader - mostly of non-fiction. Her areas of study and experience are in business, computer science, and education. She currently resides in Waycross, Georgia, and her home is truly furnished for the comfort and convenience of her dogs. She loves the outdoors and loves walking in parks along lakes and on beaches. And she is somewhat of a minimalist and doesn't value having a lot of possessions.

Review: Edward Jones “Protect financial accounts…” (internet-security)

Review: Edward Jones Protect Financial accounts from “cyberthieves” {Jones, E. (2022, December 28). Protect financial accounts from “cyberthieves”. Waycross Journal-Herald, pp. 5–5. Reported by John Pfaff in Financial Focus. John Plaff, Financial Advisor, Edward Jones, 608 Jane St., Waycross, Georgia, … Continue reading

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Internet scams

by Mary Kelly Please be careful! Spams, scams, and hacks are on the rise. And if you are an older adult (and more so if you can be identified as being single or a widow/widower), you are a target! See … Continue reading

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Emerging trends in real estate markets (residential-markets)

So what are the predictions in the real estate market as we enter 2023? Emerging trends are in part just the opinions of the authors. However, trends are determined by recent market activity and what history tells us that recent … Continue reading

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Commercial Real Estate Market (commercial-markets)

The commercial real estate market is not the same as the home sales market. In fact, when commercial properties are listed, the listings are not normally marketed in the same manner or on the same internet sites where homes are … Continue reading

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Are you there? (internet-security)

Have you ever received a phone call and heard the caller say right up front, “Are you there?” I bet you have. And I bet you said “Yes.” I heard of a new scam. The caller gets you to answer … Continue reading

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Relaxing activities to recharge yourself (bits-n-pieces)

Activities that will relax and take your mind off of anything that might be causing you stress or just preventing you from relaxing will be activities that only you can determine. “Activities” to relax…..Really? Yes, activity is a stress buster….but … Continue reading

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Sweetwater sign in Waycross defines Christmas (bits-n-pieces)

I drive by Sweetwater Baptist Church frequently and love seeing the quotes on their sign. It changes from time to time. I haven’t determined if they have a schedule for the changes or if they just change the quotations as … Continue reading

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Downtown Christmas tree in Waycross, Georgia (bits-n-pieces)

The Christmas tree is located in Phoenix Park in downtown Waycross. In 2022, the annual Christmas tree lighting to begin the Christmas season in Waycross was held on December 5.

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Mistakes…(bits-n-pieces)

The only people who don’t make mistakes are people who don’t do anything…….Walter Kelly https://marykelly.co/mistakes

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Freedom…(bits-n-pieces)

Freedom is not free But no price is too high To live in a country That is free. Mary Kelly, MBA

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Six questions to ask when choosing a lender

It is extremely important that you ask the right questions of lenders you are considering for a mortgage when you are going to purchase a home. Six of the questions you should ask are listed on the flyer embedded in … Continue reading

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ABC reports on video CFO posted that got him fired

If you are not retired and need to work, you need to see this. It is a YouTube video about posting a controversial video on the internet.

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Welcome to my website!

A special note to you from Mary Kelly Welcome! This website is a work in process….and it will frequently be updated with fresh and new content. So, I hope you will come back to it often to see what I … Continue reading

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Bull verses bear markets and the economy (reference list)

Today’s Readings are on the topic of the bears and bulls of the stock market. In the Fall Semester of 1973, I was taking five 3 semester hour classes at Florida Junior College at Jacksonville. I had only completed two … Continue reading

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Walk around Waycross, Georgia

This is a walking tour of part of Waycross, Georgia. The trail you see is what was once part of the railroad tracks. This is what used to be a vibrant small southern city (which is just a little northwest … Continue reading

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Places high risk for catching COVID

Though many people are going about life now as if the COVID pandemic is over – and because it is not politically popular to be warning people that COVID is still a pandemic and on the uptick again in the … Continue reading

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It’s my anniversary today……

Five years ago today, I retired from Pasco-Hernando State College – my last full-time teaching position. I was a Professor teaching business and computer application courses. It was a bitter-sweet day as I was so looking forward to retirement while … Continue reading

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The ABC’s of Home Buying & Selling

Whether your are buying or selling your home, there is a whole world of real estate lingo to learn. In the flyer posted below are a few of the more common real estate abbreviations spelled out to give you a … Continue reading

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10 Reasons to Sell With a REALTOR

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COVID Symptoms & long COVID

This is a living post to my blog. Periodically, I will be continuing to post here. Post by Mary Kelly Data on the second booster dose/fourth shot (taken from Do you need a second booster shot? An epidemiologist scoured the … Continue reading

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