Author Archives: Mary Kelly

About Mary Kelly

Mary Kelly is a retired community college professor, a licensed real estate broker in the states of Florida and Georgia, and a writer. She has three masters' degrees and is an avid reader - mostly of non-fiction. Her areas of study and experience are in business, computer science, and education. She currently resides in Waycross, Georgia, and her home is truly furnished for the comfort and convenience of her dogs. She loves the outdoors and loves walking in parks along lakes and on beaches. And she is somewhat of a minimalist and doesn't value having a lot of possessions.

Affordable housing is no longer affordable for most people

Posted on September 12, 2023 by Mary Kelly

Anyone wanting to purchase a home who will need to finance should first contact a lender for advice. According to the following posted article, 1 in 5 millennials say they will never be able to own their own home. I … Continue reading →

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Waycross-Ware County Comparative Sales Report: July 2023 compared to July 2022

Posted on August 16, 2023 by Mary Kelly

The information in this report is compiled from data obtained from the Southeast Georgia Multiple Listing Service (SEGA MLS). The purpose of this report is to compare homes in the City of Waycross and Ware County, Georgia, that were sold … Continue reading →

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Waycross-Ware Real Estate Market – 2022 vs 2023

Posted on August 12, 2023 by Mary Kelly

January – June 2022 & 2023 The information in this report is compiled from data obtained from the Southeast Georgia Multiple Listing Service (SEGA MLS). The purpose of this report is to compare homes in the City of Waycross and … Continue reading →

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Mortgage rates + home prices: 1970 – present

Posted on August 10, 2023 by Mary Kelly

Historically, when mortgage interest rates start rising, home prices start declining….. And though we are not seeing declines in home prices in all markets yet, I believe declines are coming within the next year! Declines in home prices right now … Continue reading →

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The “Pig-butchering” scam – Beware!

Posted on July 29, 2023 by Mary Kelly

This scam comes out of Southeast Asia. As all scammers will do, they first take their time in conversation by some means to build up your confidence in them. “The scammer’s goal is not to ask for money but coax … Continue reading →

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Technology Criminals Are After Your Money

Posted on July 14, 2023 by Mary Kelly

There are those who have jobs as scammers. They are located all over the world…..It is an international business. And if they can’t get your money one way, they will try to get it in another way. In an attempt … Continue reading →

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Does America really have a shortage of homes?

Posted on June 27, 2023 by Mary Kelly

Whether or not America really has a shortage of homes is debatable. It is all about how you count the homes. In the article Analysis: U.S. Needs More than 4M Homes by Adam Barnes in Florida REALTORS® on June 26, … Continue reading →

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My tent

Posted on June 15, 2023 by Mary Kelly

My tent was delivered today! I bought this tent to carry with me in my minivan converted to a camper van. (Made in Cambodia) – 10 ft x 9 ft x 78 in (3.05m x 2.74m x 1.98m). I plan … Continue reading →

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Difference: Discount v full service real estate brokers

Posted on June 12, 2023 by Mary Kelly

“If you are considering selling your home, you have likely seen ads forbrokerages who will list your home for a discounted commission — or evena flat fee — but provide minimal services in return. What does this look likeduring the … Continue reading →

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Murder rates in the United States

Posted on May 16, 2023 by Mary Kelly

According to the FBI’s 2020 Uniform Crime Report, there were 17 governors who were Republicans in the 25 states with the highest murder rates and 8 governors who were Republicans in the 10 states with the highest murder rates (Wikipedia.com … Continue reading →

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Protected: Mary Kelly MBA – Credentials

Posted on May 12, 2023 by Mary Kelly

There is no excerpt because this is a protected post.

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Updated Covid Booster – To take it or not

Posted on May 11, 2023 by Mary Kelly

Personally, I, as a person over 65, believe that I am better protected against getting COVID and more importantly NOT getting seriously ill or dying from it by keeping up with the COVID vaccine boosters. I based my decision on … Continue reading →

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HUD is going to update disabled access regulations but is asking for public input first

Posted on May 1, 2023 by Mary Kelly

However, on APRIL 26, 2023, in the article titled HUD to Update Disabled Access Regulations published on the Florida Realtors website, Kerry Smith states that “The U.S. Department of Housing and Urban Development (HUD) says federal fair-housing regulations about access … Continue reading →

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Update on Covid vaccines

Posted on April 30, 2023 by Mary Kelly

On April 18, 2023, United States regulators cleared another COVID-19 booster dose for older adults and people with weakened immune systems so they can shore up protection this spring. My primary focus in my writings on this blog in broad … Continue reading →

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Homelessness in the United States

Posted on April 28, 2023 by Mary Kelly

In a country with an extremely low unemployment rate as in the United States today, there should not be so many who are homeless. So why are so many homeless? In addition to those who are homeless today as I … Continue reading →

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Fair Housing Month – Appropriate Advertising

Posted on April 14, 2023 by Mary Kelly

Whether you are a landlord, a property manager, or a REALTOR®, it is important to properly word your advertising so that you are in compliance with Fair Housing Advertising laws and ethical guidelines. To be in compliance, you need to … Continue reading →

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Countries the U.S. Government says are not safe

Posted on April 9, 2023 by Mary Kelly

The U.S. State Department’s list of the top 19 most unsafe countries… Continue reading →

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April is Fair Housing Month

Posted on April 3, 2023 by Mary Kelly

So what is Fair Housing? In simple terms, it is NOT discriminating in the sale or rent of housing (or financing and appraisals) because of race, religion, sexual orientation, disability, or national origin. Unfortunately, it has been necessary over the … Continue reading →

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Land 4 Sale – Interlachen, Florida…some under $5,000

Posted on March 29, 2023 by Mary Kelly

One of the places that you can still buy land that is not in a flood zone and is still under $5,000 is Interlachen, Florida. The town is centrally located in northeast Florida within a commute of 45 to 75 … Continue reading →

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Update on my REALTOR status

Posted on March 4, 2023 by Mary Kelly

I have closed Kelly Property Expert, Inc., my own company where I worked full-time from 2017-2022. I am now working under the name of Mary Kelly MBA, my new company, as a REALTOR® and a licensed real estate broker. My … Continue reading →

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