Category Archives: Real Estate

Affordable housing is no longer affordable for most people

Posted on September 12, 2023 by Mary Kelly

Anyone wanting to purchase a home who will need to finance should first contact a lender for advice. According to the following posted article, 1 in 5 millennials say they will never be able to own their own home. I … Continue reading →

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Waycross-Ware County Comparative Sales Report: July 2023 compared to July 2022

Posted on August 16, 2023 by Mary Kelly

The information in this report is compiled from data obtained from the Southeast Georgia Multiple Listing Service (SEGA MLS). The purpose of this report is to compare homes in the City of Waycross and Ware County, Georgia, that were sold … Continue reading →

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Waycross-Ware Real Estate Market – 2022 vs 2023

Posted on August 12, 2023 by Mary Kelly

January – June 2022 & 2023 The information in this report is compiled from data obtained from the Southeast Georgia Multiple Listing Service (SEGA MLS). The purpose of this report is to compare homes in the City of Waycross and … Continue reading →

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Does America really have a shortage of homes?

Posted on June 27, 2023 by Mary Kelly

Whether or not America really has a shortage of homes is debatable. It is all about how you count the homes. In the article Analysis: U.S. Needs More than 4M Homes by Adam Barnes in Florida REALTORS® on June 26, … Continue reading →

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Difference: Discount v full service real estate brokers

Posted on June 12, 2023 by Mary Kelly

“If you are considering selling your home, you have likely seen ads forbrokerages who will list your home for a discounted commission — or evena flat fee — but provide minimal services in return. What does this look likeduring the … Continue reading →

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HUD is going to update disabled access regulations but is asking for public input first

Posted on May 1, 2023 by Mary Kelly

However, on APRIL 26, 2023, in the article titled HUD to Update Disabled Access Regulations published on the Florida Realtors website, Kerry Smith states that “The U.S. Department of Housing and Urban Development (HUD) says federal fair-housing regulations about access … Continue reading →

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Homelessness in the United States

Posted on April 28, 2023 by Mary Kelly

In a country with an extremely low unemployment rate as in the United States today, there should not be so many who are homeless. So why are so many homeless? In addition to those who are homeless today as I … Continue reading →

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Fair Housing Month – Appropriate Advertising

Posted on April 14, 2023 by Mary Kelly

Whether you are a landlord, a property manager, or a REALTOR®, it is important to properly word your advertising so that you are in compliance with Fair Housing Advertising laws and ethical guidelines. To be in compliance, you need to … Continue reading →

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Land 4 Sale – Interlachen, Florida…some under $5,000

Posted on March 29, 2023 by Mary Kelly

One of the places that you can still buy land that is not in a flood zone and is still under $5,000 is Interlachen, Florida. The town is centrally located in northeast Florida within a commute of 45 to 75 … Continue reading →

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Update on my REALTOR status

Posted on March 4, 2023 by Mary Kelly

I have closed Kelly Property Expert, Inc., my own company where I worked full-time from 2017-2022. I am now working under the name of Mary Kelly MBA, my new company, as a REALTOR® and a licensed real estate broker. My … Continue reading →

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Mortgage rates up – what does that mean?

Posted on March 4, 2023 by Mary Kelly

Mortgage rates have gone up again. (See Here Are Today’s Mortgage Rates on March 3, 2023: Rates Tick Up written by Justin Jaffe (CNET) at https://www.cnet.com/personal-finance/mortgages/here-are-todays-mortgage-rates-on-march-3-2023-rates-tick-up/). Normally when mortgage interest rates go up, home prices decline. However, right now we … Continue reading →

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3 Reasons Why You Should Get Pre-Approved for a mortgage first before you shop for a home to buy

Posted on February 13, 2023 by Mary Kelly

Flyer by Georgia REALTORS® may be downloaded and printed If you are pre-approved for a mortgage when you plan to finance the purchase of a home, you have a better chance of a seller accepting an offer to buy a … Continue reading →

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Home buying contract contingencies (real estate)

Posted on January 23, 2023 by Mary Kelly

Contingencies are provisions that must be met for the home sale transaction to go through, or the buyer is entitled to walk away from the deal with their earnest money. Both buyers and seller should understand how contingencies work. Here … Continue reading →

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Florida’s Property Insurance Rates

Posted on January 12, 2023 by Mary Kelly

“The report notes one of the big historical problems in Florida: In 2021, Florida had 6.91% of all U.S. insurance claims in the U.S. – but three out of four property insurance lawsuits (76%) were in Florida (from Fla. Releases … Continue reading →

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Home sales in Ware County, Georgia in 2022

Posted on January 11, 2023 by Mary Kelly

I compiled this report from information taken taken from qpublic.net, which is where Ware County Property Appraiser posts all of Ware County, Georgia, property sales information for public viewing. The file embedded below (which you can download) shows only the … Continue reading →

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Florida – unaffordability & foreclosures

Posted on January 5, 2023 by Mary Kelly

See the video: Foreclosure WAVE in Florida Getting BAD I have been saying over the past year (in 2022) that I was feeling like I was back in 2005 selling real estate. Back then, prices were going up by the … Continue reading →

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Politics & Real Estate come together….

Posted on December 31, 2022 by Mary Kelly

DECEMBER 29, 2022 What Does the U.S. 2023 Appropriations Bill Do for RE? By Kerry Smith The $1.7T spending bill that funds the federal government through Sept. covers a number of RE priorities, such as buyer assistance, fair housing and … Continue reading →

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Scams hit real estate…Sellers & Landlords need to know this….

Posted on December 31, 2022 by Mary Kelly

DECEMBER 1, 2022 Fake Sellers, Fake Landlords: What’s Real Anymore? By Meredith Caruso “The advice for anyone you meet in real estate? Trust but verify – which means don’t fully trust anyone who isn’t your mother. Scammers continually find new … Continue reading →

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Emerging trends in real estate markets (residential-markets)

Posted on December 25, 2022 by Mary Kelly

So what are the predictions in the real estate market as we enter 2023? Emerging trends are in part just the opinions of the authors. However, trends are determined by recent market activity and what history tells us that recent … Continue reading →

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Commercial Real Estate Market (commercial-markets)

Posted on December 25, 2022 by Mary Kelly

The commercial real estate market is not the same as the home sales market. In fact, when commercial properties are listed, the listings are not normally marketed in the same manner or on the same internet sites where homes are … Continue reading →

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