Tag Archives: buying

Homelessness in the United States

Posted on April 28, 2023 by Mary Kelly

In a country with an extremely low unemployment rate as in the United States today, there should not be so many who are homeless. So why are so many homeless? In addition to those who are homeless today as I … Continue reading →

Posted in Real Estate | Tagged buying, home, homelessness, residential markets | Comments Off

Fair Housing Month – Appropriate Advertising

Posted on April 14, 2023 by Mary Kelly

Whether you are a landlord, a property manager, or a REALTOR®, it is important to properly word your advertising so that you are in compliance with Fair Housing Advertising laws and ethical guidelines. To be in compliance, you need to … Continue reading →

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Land 4 Sale – Interlachen, Florida…some under $5,000

Posted on March 29, 2023 by Mary Kelly

One of the places that you can still buy land that is not in a flood zone and is still under $5,000 is Interlachen, Florida. The town is centrally located in northeast Florida within a commute of 45 to 75 … Continue reading →

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Update on my REALTOR status

Posted on March 4, 2023 by Mary Kelly

I have closed Kelly Property Expert, Inc., my own company where I worked full-time from 2017-2022. I am now working under the name of Mary Kelly MBA, my new company, as a REALTOR® and a licensed real estate broker. My … Continue reading →

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Mortgage rates up – what does that mean?

Posted on March 4, 2023 by Mary Kelly

Mortgage rates have gone up again. (See Here Are Today’s Mortgage Rates on March 3, 2023: Rates Tick Up written by Justin Jaffe (CNET) at https://www.cnet.com/personal-finance/mortgages/here-are-todays-mortgage-rates-on-march-3-2023-rates-tick-up/). Normally when mortgage interest rates go up, home prices decline. However, right now we … Continue reading →

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3 Reasons Why You Should Get Pre-Approved for a mortgage first before you shop for a home to buy

Posted on February 13, 2023 by Mary Kelly

Flyer by Georgia REALTORS® may be downloaded and printed If you are pre-approved for a mortgage when you plan to finance the purchase of a home, you have a better chance of a seller accepting an offer to buy a … Continue reading →

Posted in Real Estate, Real Estate Info, Uncategorized | Tagged buying, home, mortgages, residential markets, selling | Comments Off

Home buying contract contingencies (real estate)

Posted on January 23, 2023 by Mary Kelly

Contingencies are provisions that must be met for the home sale transaction to go through, or the buyer is entitled to walk away from the deal with their earnest money. Both buyers and seller should understand how contingencies work. Here … Continue reading →

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Florida’s Property Insurance Rates

Posted on January 12, 2023 by Mary Kelly

“The report notes one of the big historical problems in Florida: In 2021, Florida had 6.91% of all U.S. insurance claims in the U.S. – but three out of four property insurance lawsuits (76%) were in Florida (from Fla. Releases … Continue reading →

Posted in Real Estate Info, Uncategorized | Tagged buying, economy, florida, home, residential markets, selling | Comments Off

Home sales in Ware County, Georgia in 2022

Posted on January 11, 2023 by Mary Kelly

I compiled this report from information taken taken from qpublic.net, which is where Ware County Property Appraiser posts all of Ware County, Georgia, property sales information for public viewing. The file embedded below (which you can download) shows only the … Continue reading →

Posted in Real Estate Info, Uncategorized | Tagged buying, home, residential markets, selling, waycross | Comments Off

Florida – unaffordability & foreclosures

Posted on January 5, 2023 by Mary Kelly

See the video: Foreclosure WAVE in Florida Getting BAD I have been saying over the past year (in 2022) that I was feeling like I was back in 2005 selling real estate. Back then, prices were going up by the … Continue reading →

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Politics & Real Estate come together….

Posted on December 31, 2022 by Mary Kelly

DECEMBER 29, 2022 What Does the U.S. 2023 Appropriations Bill Do for RE? By Kerry Smith The $1.7T spending bill that funds the federal government through Sept. covers a number of RE priorities, such as buyer assistance, fair housing and … Continue reading →

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Scams hit real estate…Sellers & Landlords need to know this….

Posted on December 31, 2022 by Mary Kelly

DECEMBER 1, 2022 Fake Sellers, Fake Landlords: What’s Real Anymore? By Meredith Caruso “The advice for anyone you meet in real estate? Trust but verify – which means don’t fully trust anyone who isn’t your mother. Scammers continually find new … Continue reading →

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Six questions to ask when choosing a lender

Posted on December 12, 2022 by Mary Kelly

It is extremely important that you ask the right questions of lenders you are considering for a mortgage when you are going to purchase a home. Six of the questions you should ask are listed on the flyer embedded in … Continue reading →

Posted in Real Estate Info | Tagged buying, lenders, mortgages, pre-approval | Comments Off

Welcome to my website!

Posted on December 11, 2022 by Mary Kelly

A special note to you from Mary Kelly Welcome! This website is a work in process….and it will frequently be updated with fresh and new content. So, I hope you will come back to it often to see what I … Continue reading →

Posted in Notes to the Reader | Tagged buying, covid, exercise, home, jobs, law, personal, professional, rentals, research, selling | Comments Off

The ABC’s of Home Buying & Selling

Posted on April 21, 2022 by Mary Kelly

Whether your are buying or selling your home, there is a whole world of real estate lingo to learn. In the flyer posted below are a few of the more common real estate abbreviations spelled out to give you a … Continue reading →

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Homes for Sale under $100,000

Posted on March 25, 2022 by Mary Kelly

Right now, homes that are in move-in condition priced under $100,000 are very hard to find. And in the past couple of years, especially in 2021, prices have been rising very fast. I don’t think that upward trend is going … Continue reading →

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