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Tag Archives: buying
Waycross, Georgia – Real Estate Market
January – September 2022 & 2023 The information in this report is compiled from data obtained from the Southeast Georgia Multiple Listing Service (SEGA MLS). The purpose of this report is to compare homes in the City of Waycross and … Continue reading →
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Affordable housing is no longer affordable for most people
Anyone wanting to purchase a home who will need to finance should first contact a lender for advice. According to the following posted article, 1 in 5 millennials say they will never be able to own their own home. I … Continue reading →
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Waycross-Ware County Comparative Sales Report: July 2023 compared to July 2022
The information in this report is compiled from data obtained from the Southeast Georgia Multiple Listing Service (SEGA MLS). The purpose of this report is to compare homes in the City of Waycross and Ware County, Georgia, that were sold … Continue reading →
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Waycross-Ware Real Estate Market – 2022 vs 2023
January – June 2022 & 2023 The information in this report is compiled from data obtained from the Southeast Georgia Multiple Listing Service (SEGA MLS). The purpose of this report is to compare homes in the City of Waycross and … Continue reading →
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Mortgage rates + home prices: 1970 – present
Historically, when mortgage interest rates start rising, home prices start declining….. And though we are not seeing declines in home prices in all markets yet, I believe declines are coming within the next year! Declines in home prices right now … Continue reading →
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Technology Criminals Are After Your Money
There are those who have jobs as scammers. They are located all over the world…..It is an international business. And if they can’t get your money one way, they will try to get it in another way. In an attempt … Continue reading →
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Does America really have a shortage of homes?
Whether or not America really has a shortage of homes is debatable. It is all about how you count the homes. In the article Analysis: U.S. Needs More than 4M Homes by Adam Barnes in Florida REALTORS® on June 26, … Continue reading →
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Homelessness in the United States
In a country with an extremely low unemployment rate as in the United States today, there should not be so many who are homeless. So why are so many homeless? In addition to those who are homeless today as I … Continue reading →
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Fair Housing Month – Appropriate Advertising
Whether you are a landlord, a property manager, or a REALTOR®, it is important to properly word your advertising so that you are in compliance with Fair Housing Advertising laws and ethical guidelines. To be in compliance, you need to … Continue reading →
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Land 4 Sale – Interlachen, Florida…some under $5,000
One of the places that you can still buy land that is not in a flood zone and is still under $5,000 is Interlachen, Florida. The town is centrally located in northeast Florida within a commute of 45 to 75 … Continue reading →
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Update on my REALTOR status
I have closed Kelly Property Expert, Inc., my own company where I worked full-time from 2017-2022. I am now working under the name of Mary Kelly MBA, my new company, as a REALTOR® and a licensed real estate broker. My … Continue reading →
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Mortgage rates up – what does that mean?
Mortgage rates have gone up again. (See Here Are Today’s Mortgage Rates on March 3, 2023: Rates Tick Up written by Justin Jaffe (CNET) at https://www.cnet.com/personal-finance/mortgages/here-are-todays-mortgage-rates-on-march-3-2023-rates-tick-up/). Normally when mortgage interest rates go up, home prices decline. However, right now we … Continue reading →
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3 Reasons Why You Should Get Pre-Approved for a mortgage first before you shop for a home to buy
Flyer by Georgia REALTORS® may be downloaded and printed If you are pre-approved for a mortgage when you plan to finance the purchase of a home, you have a better chance of a seller accepting an offer to buy a … Continue reading →
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Home buying contract contingencies (real estate)
Contingencies are provisions that must be met for the home sale transaction to go through, or the buyer is entitled to walk away from the deal with their earnest money. Both buyers and seller should understand how contingencies work. Here … Continue reading →
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Florida’s Property Insurance Rates
“The report notes one of the big historical problems in Florida: In 2021, Florida had 6.91% of all U.S. insurance claims in the U.S. – but three out of four property insurance lawsuits (76%) were in Florida (from Fla. Releases … Continue reading →
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Home sales in Ware County, Georgia in 2022
I compiled this report from information taken taken from qpublic.net, which is where Ware County Property Appraiser posts all of Ware County, Georgia, property sales information for public viewing. The file embedded below (which you can download) shows only the … Continue reading →
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Florida – unaffordability & foreclosures
See the video: Foreclosure WAVE in Florida Getting BAD I have been saying over the past year (in 2022) that I was feeling like I was back in 2005 selling real estate. Back then, prices were going up by the … Continue reading →
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Politics & Real Estate come together….
DECEMBER 29, 2022 What Does the U.S. 2023 Appropriations Bill Do for RE? By Kerry Smith The $1.7T spending bill that funds the federal government through Sept. covers a number of RE priorities, such as buyer assistance, fair housing and … Continue reading →
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Scams hit real estate…Sellers & Landlords need to know this….
DECEMBER 1, 2022 Fake Sellers, Fake Landlords: What’s Real Anymore? By Meredith Caruso “The advice for anyone you meet in real estate? Trust but verify – which means don’t fully trust anyone who isn’t your mother. Scammers continually find new … Continue reading →
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Six questions to ask when choosing a lender
It is extremely important that you ask the right questions of lenders you are considering for a mortgage when you are going to purchase a home. Six of the questions you should ask are listed on the flyer embedded in … Continue reading →
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